Imagine buying or selling stocks and having the deal settled instantly, without the usual waiting period. This isn’t just a dream anymore – it’s the reality with T+0 settlement. Let’s dive into what T+0 settlement means for Indian traders and investors, and how it’s poised to revolutionize the way we trade.
In the traditional financial landscape, banks have long served as the intermediaries between lenders and borrowers. However, this age-old system often involves tedious paperwork, credit assessments, and a labyrinth of processes that borrowers must navigate to secure a loan. Meanwhile, banks provide loans at relatively high interest rates and compensate depositors with modest returns. The discrepancy between the interest rates on loans and deposits creates the Net Interest Margin – the profit margin for banks.
But in an era of transformative technological advancements, a new and streamlined solution has emerged, reshaping the way lending and borrowing occur. Enter Peer-to-Peer (P2P) Lending – a revolutionary platform bridging the gap between lenders and borrowers, untethered from the complexities of traditional financial institutions.
